Quantcast
Channel: Ocean Home Loans
Browsing index pages (41 articles)

No Change to Official Interest Rates

They say an interest rate cut is not a matter of ‘if’, only of when. Not today, as the Reserve Bank of Australia decided to keep interest rates on hold yet again. The official cash rate stands at...

View Article


Mortgage Interest Rates – No Change

  There was rumour of a possible cut in mortgage interest rates this month, but in the end the RBA chose to keep the official cash rate on hold. It remains at the record low of 1.5%pa. Experts continue...

View Article


What to Consider when Buying a Second Property

Buying your own home remains the great Australian dream – and purchasing a second property may help you take your wealth further. Whether you’re building your property investment portfolio, buying a...

View Article

5 tips for a smoother home loan application

A home loan is the biggest financial commitment the majority of people will ever make during their lifetime. Such a commitment requires careful and thorough planning, but with the right resources and...

View Article

Keeping your credit history clean

With the new credit reporting legislation fully implemented, now is the time to make sure your credit history is as clean as can be. With credit providers now collecting and recording further...

View Article


Steady inflation contributes to steady interest rates

It has been an entire year since changes to domestic interest rates, with the RBA once again holding it steady for the month of September. In fact, most economists believe rates will not change at all...

View Article

Rental Return or Capital Growth – What is your Investment Property Strategy

Investing in real estate via an investment property is surely one of  the most effective ways for Australians to build wealth. Property has historically increased in value in most markets in the...

View Article

Home Loan lending terms – What is my LVR?

In lending terms the LVR or Loan to Value Ratio represents the relationship between the value of the property used as security for a home loan and the loan amount itself. When buying a residential...

View Article


6 Reasons why you should use a Mortgage Broker

More and more Australian homeowners are turning to a mortgage broker to help them better understand their options. With hundreds of different lenders and thousands of home loan mortgage products to...

View Article


‘Don’t rock the board’– RBA keeps interest rates on hold

The Reserve Bank of Australia has opted for stability as it once again leaves the official cash rate on hold – interest rates have now remained at a record low of 2.50% for ten months. In fact, it is...

View Article

No deposit home loan? Three ways to invest in property now

You may find it difficult to get your property portfolio off the ground if you have trouble saving and you are in need of a no deposit home loan. But don’t despair; if you’re not able to generate your...

View Article

Winter 2014 Home Loan & Mortgage Market Update

Australians’ appetite for mortgages shows no sign of abating, with the Veda Quarterly Consumer Credit Demand Index revealing a 10.8 per cent on-year increase in applications for home loans in the March...

View Article

Taking the stress out of Home Loan applications

The thought of completing a home loan application may seem overwhelming, but it doesn’t have to be a stressful process. As with many things in life, a little preparation goes a long way. Home finance...

View Article


Interest Rates To fix or not to fix – that IS the question

Mortgage holders have never had it so good, the last rise in interest rates was in November 2010 – since then, rates have slowly dropped to what is today an historic low cash rate of 2.50%. The...

View Article

How to be a fully prepared First Time Home Buyer

Making sure as a first time home buyer that you are ready for the financial responsibility of a home loan, is an important step to take when you’re looking into one of the biggest decisions you could...

View Article


Have you Selected your Investment Property Dream Team

There are many things that can lead to investment property success, but the most successful property investors know the importance of building a team of reliable industry professionals around them, and...

View Article

RBA sits on the sidelines as Interest Rates remain on hold

The Reserve Bank of Australia has indicated that we are in a ‘period of stability’ by leaving interest rates on hold during their monthly meeting this afternoon. The current cash rate sits at an...

View Article


Product Focus – Bad Credit History Home Loans

Bad credit history home loans, also known as non-conforming, credit impaired or specialist loans, are mortgages for borrowers who may have unique financial circumstances which mean they are unlikely to...

View Article

Choosing the location of your Investment Property

There are a number of other considerations that need to be made when purchasing an investment property, while proximity to family and friends and house features may be most important when buying your...

View Article

5 Tips to increase your Investment Home Loan Borrowing Capacity

The right Investment Home Loan really depends on your particular financial goals, there are many different borrowing options and strategies available and not all banks treat an assessment for investing...

View Article
Browsing index pages (41 articles)


Latest Images