8 Questions you must ask your Investment Property Manager
You’ve just purchased or about to purchase your first investment property and you are tossing up whether to manage it yourself or engage the services of a property manager. Managing a rental property...
View ArticleFirst Time Home Buyers – Should you Build New or Buy Established?
As first time home buyers there is always that nagging question, should you build a new home or purchase an established property. Each option has its good points and bad points, as first time home...
View ArticleRBA keeps a firm grip on the wheel as interest rates remain on hold.
The RBA, maintaining a mood of stability, has today decided to keep interest rates on hold at an already low 2.5%, after a tumultuous 2013, with wild predictions from left and right (and a general...
View Article5 Tips to increase your Investment Home Loan Borrowing Capacity
The right Investment Home Loan really depends on your particular financial goals, there are many different borrowing options and strategies available and not all banks treat an assessment for investing...
View ArticleChoosing the location of your Investment Property
There are a number of other considerations that need to be made when purchasing an investment property, while proximity to family and friends and house features may be most important when buying your...
View ArticleProduct Focus – Bad Credit History Home Loans
Bad credit history home loans, also known as non-conforming, credit impaired or specialist loans, are mortgages for borrowers who may have unique financial circumstances which mean they are unlikely to...
View ArticleRBA sits on the sidelines as Interest Rates remain on hold
The Reserve Bank of Australia has indicated that we are in a ‘period of stability’ by leaving interest rates on hold during their monthly meeting this afternoon. The current cash rate sits at an...
View ArticleHave you Selected your Investment Property Dream Team
There are many things that can lead to investment property success, but the most successful property investors know the importance of building a team of reliable industry professionals around them, and...
View ArticleHow to be a fully prepared First Time Home Buyer
Making sure as a first time home buyer that you are ready for the financial responsibility of a home loan, is an important step to take when you’re looking into one of the biggest decisions you could...
View ArticleInterest Rates To fix or not to fix – that IS the question
Mortgage holders have never had it so good, the last rise in interest rates was in November 2010 – since then, rates have slowly dropped to what is today an historic low cash rate of 2.50%. The...
View ArticleTaking the stress out of Home Loan applications
The thought of completing a home loan application may seem overwhelming, but it doesn’t have to be a stressful process. As with many things in life, a little preparation goes a long way. Home finance...
View ArticleWinter 2014 Home Loan & Mortgage Market Update
Australians’ appetite for mortgages shows no sign of abating, with the Veda Quarterly Consumer Credit Demand Index revealing a 10.8 per cent on-year increase in applications for home loans in the March...
View ArticleNo deposit home loan? Three ways to invest in property now
You may find it difficult to get your property portfolio off the ground if you have trouble saving and you are in need of a no deposit home loan. But don’t despair; if you’re not able to generate your...
View Article‘Don’t rock the board’– RBA keeps interest rates on hold
The Reserve Bank of Australia has opted for stability as it once again leaves the official cash rate on hold – interest rates have now remained at a record low of 2.50% for ten months. In fact, it is...
View Article6 Reasons why you should use a Mortgage Broker
More and more Australian homeowners are turning to a mortgage broker to help them better understand their options. With hundreds of different lenders and thousands of home loan mortgage products to...
View ArticleHome Loan lending terms – What is my LVR?
In lending terms the LVR or Loan to Value Ratio represents the relationship between the value of the property used as security for a home loan and the loan amount itself. When buying a residential...
View ArticleRental Return or Capital Growth – What is your Investment Property Strategy
Investing in real estate via an investment property is surely one of the most effective ways for Australians to build wealth. Property has historically increased in value in most markets in the...
View ArticleSteady inflation contributes to steady interest rates
It has been an entire year since changes to domestic interest rates, with the RBA once again holding it steady for the month of September. In fact, most economists believe rates will not change at all...
View ArticleKeeping your credit history clean
With the new credit reporting legislation fully implemented, now is the time to make sure your credit history is as clean as can be. With credit providers now collecting and recording further...
View Article5 tips for a smoother home loan application
A home loan is the biggest financial commitment the majority of people will ever make during their lifetime. Such a commitment requires careful and thorough planning, but with the right resources and...
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